I was expecting something horrible. That's pretty easy.
Let me rephrase. It's not difficult. It's time consuming. An oil change (for me) should take no more than ten minutes and just use one socket. If a spin on filter is put on properly, I should be able to unspin it with my gorilla hands. If it's an enclosed filter, the filter cap should use the same socket as the drain plug (in my ideal world).
My Trooper always took less than ten minutes. Open hood, open oil cap, crawl under vehicle (once!). Drain oil. Swap spin on filter while oil is draining. Wait an additional couple of minutes for oil to drain. Replace plug. Stand up and and add oil. Close hood. Complete.
Without a lift or other nifty setup, I will have to crawl under the 4Runner at least several times between draining oil and removing stuff, placing it carefully so I don't lose bolts and clips, then put it all back again. It'll take me at least 30 minutes. That's too much of my valuable time for an <10 minute process, and it becomes worth it for me to take it in and sit in the waiting lounge surfing the Internet and eating donuts for 45 minutes.
Even so, I'll likely try it this first go round just to time it. If my past levels of impatience are any indication though, for the next change I'll be in the Toyota hipster waiting room. Old guys got no time for nonsense.