https://www.youtube.com/watch?v=FSXAggq5ozoPolice thrash a woman's home while chasing a criminal, in McKinney TX. SWAT "dynamic entry" into the house to get a criminal who had barricaded himself inside and kidnapped a 15 year old. During negotiations he released the juvenile, but refused to surrender. Evidently he killed himself before or during the dynamic entry.
Dynamic entry caused between $50k and $70k in damages to the house. Homeowner was not present during the situation.
Insurance refused to pay for it, as an "act of government."
Lawyer sidestepped Sovereign/Qualified Immunity by arguing it was a "takings" under the takings clause, on par with Eminent Domain. Rather than suing due to actions (defendable via QI), you're suing because they took your house for the public good (a bad guy in your house, they thrash the house to get him). Eminent Domain requires compensation for government actions in Takings.
It's now a Fifth Circuit win, and McKinney doesn't like it and is challenging to SCOTUS.
