Well, what I did to take care of my "social security" was to start paying into retirement investments last year at a rate that, should I not decrease it and the stock market doesn't bust, should net me several million dollars by the time I hit retirement age.
And yes, that's partially why I was livin' on beans and ramen for a little while
Still am, to an extent. Some times that pre-tax 7% would come in handy, but I know it's better served.
As I trim debt from my life and settle in for the long haul, I may bump that to the maximum 12% allotment (matched to 5%) and start pumping extra funds into IRAs and mutual funds, maybe try a little day-trading. No get rich quick schemes for me, it's get rich over 40 years
