So tragic. I'm no great student, but I can understand how the Mumbai massacre was so horrible, in that (no offense meant to anyone) the Indians I have met all seem to be collectivist to their core, unwilling to assume personal responsibility for their own safety. The cops were paralyzed and ineffective, and there are virtually no personally owned firearms.
OTOH, I know even less about Kenya, the people and their culture. All that said, I would imagine they would be less likely to be cowed and murdered like sheep. Does anyone have any first hand knowledge or insight?