I've probably owned a dozen or more vehicles in my life, and maybe once, someone asked to borrow my car...to which I said no.
I bought my first truck two years ago. I bought it new. It's a Limited Edition 4X4, with lot's of bells and whistles, heated leather seats, big chrome wheels, with 4 doors and a short 5" bed with a custom fiberglass cover. My neighbors have never asked to borrow anything from me...nothing. It's a nice neighborhood, most folks drive really nice cars - no shortages of BMW, Lexus, Lincoln, Caddy, Porsche, etc. I've been asked by several of them to borrow my truck so they could pick up furniture, move their kid into a dorm or haul lawn and garden stuff. These weren't requests for my labor - just "I'd like the key to your truck, if you don't mind".
I guess they just see any truck as a cheap tool to be used. WRONG!! I don't even let my wife drive my truck...and that's what I usually tell them. I'm not opposed to semi-abusing the truck myself - and I do generally offer to help them out... if I have the time and whatever it is they want to haul will fit in the short bed. One neighbor even came over with a tape measure to measure the bed after I told her it was too short to haul the stuff she wanted to haul. The same neighbor called me while I was in Florida on vacation last year (she was watching our house -and she is a good neighbor); she asked me if I had left a key to my truck at home, because her husband wanted to borrow my truck. I was so stunned I was speechless at first.
I'm seriously thinking about buying a bumper sticker for it that says, NO - YOU CAN'T BORROW MY TRUCK.
Also seriously thinking about asking my other neighbor if I can borrow his Porsche...after all, I have a truck, but would like to drive a Porsche sometimes, without actually having to buy one.