Larry, not questioning your decisions or actions (you're doing a good job by yourself), but I would like to share a bit of driving advice.
Grandad was a truck driver for 43 years. He has a plaque on his wall for logging his first three million miles without a wreck. Grandad is as good a driver as there ever was. He will be 82 on Wednesday, and he has yet to have a wreck in anything. When I was getting ready to take my license test, Grandad took me out in his car for some one-on-one training. As a direct result of him, I have avoided more than a few mishaps.
While we were out driving, he asked me if I knew how to drive on ice and snow. I didn't have the faintest idea, so I said no.
"Well, son, listen: NOBODY knows how to drive on ice. If it's snowing or icy outside, the best way to stay safe is to build yourself a nice fire, make some hot chocolate, and curl up on the couch with a blanket and that pretty little girlfriend of yours." Following his advice, and substituting a good classic book for the time I've been single, has kept me from ever having a wreck on ice.
Oddly enough, that's also the closest my grandfather and I have ever come to discussing sex. Go figure on that one.