Another game banks play . . . suppose you make a deposit after 3:00 PM on Friday. Even if it's cash, it won't post to your account until Monday. They'll say the teller has balanced, the workday is over, yadda yadda yadda. So you've lost a couple of days of that great 0.1% interest on your deposit.
BUT . . . suppose you withdraw money after 3:00 PM on Friday? Guess what, they manage to post it that very day! And . . . the bank doesn't have to pay you that 0.1% interest over the weekend, either, since the money is gone!
Amazing how that works out, isn't it? :rolleyes: