What's he charge compared to docs that DO take insurance?
He charges the same as the Medicare physician's fee schedule for procedures (which is lower than just about every other contract out there), but he actually gets paid at time of service. No legions of billing staff filling a 1000+ square foot room with half a dozen computers, printers, file cabinets, electricity, bandwidth or salaries. No complicated billing software to train his staff on (my software suite handled the complicated multipayor situations, but could also handle cash just fine too).
You pay, the receptionist takes the money. You see the doc. No claims, no submissions, no rejections, no haggling, no hassles. That stuff takes up as much time and labor as the doctor visit itself. The amount of labor involved in producing
nothing in the form of insurance is staggering... from the folks at Humana/Blue Cross/Cigna to the HR lady at work that gets you the insurance to the billing weasel at the doctor's office that processes the paperwork to the clerk at Humana that rejects the claim to the mailman that delivers notice of your rejection and so on.
I've seen the back-end of his books since I hosted his database and came up with some reports for him from time to time... he'd selectively lower his rates as he felt he wanted to for particular patients.
But he never took Medicare or any other health insurance.