https://riskandinsurance.com/gun-violence-personal-liability/This came up in one of my legal/risk management feeds. I had not heretofore heard of the concept of foreign entities having standing to sue US companies and governmental entities for firearms incidents. Also of note are the calls for personal liability insurance for firearms. I have not yet looked, but I wonder if there are any insurance policies already on the market for this.
I am aware of the 'self-defense' insurance products/membership plans, and the 'active shooter' policies that are marketed to organizations such as mine. In terms of a personal liability policy, the devil will be in the details and the policy language. Liability policies generally cover accidents, not willful events. If you deliberately shoot someone burglarizing your house, for example, your homeowner's policy will generally not cover you when the burglar sues you, because it was a deliberate act for you to shoot that person. But if you had an accidental discharge and the burglar just happened to be in the way of the bullet, there is a better chance that you might have coverage.