Is it sad that my first thought was to re-read the "falling objects" clause of my homeowners insurance?
If a fragment or a smaller meteorite were to hit your house, assuming you survived, you probably wouldn't have to worry too much about insurance.
Meteorites are worth quite a lot of money, depending on their origin. The fact it hit a structure may make it worth more, due to the rarity of that happening. Provided it remained intact, you could make several times what your house is worth simply by selling off the meteorite.