Leatherneck:
It's really odd to me though. Seems like things should go cash > credit since one is an immediate payment. It doesn't make sense to me, even though someone could explain the logic behind it to me all day.
Freakazoid:
I don't know where the $400 amount came from and the sales rep couldn't tell me who to go to and find out. A $400 security deposit is absolutely ridiculous. That's likely half of what my car is worth.
HTG:
Bill payment not being factored in to a credit report doesn't make sense to me either. Of course, I don't honestly understand why things are based on a credit report. I don't owe anyone any money. Why would I want to get a credit card? Why would I want to get a loan right now?
I don't think prepaid will work for me. I was looking for unlimited data/text/messaging. $80 a month seems like the best price I was going to get.
Lupinus:
I don't have any credit history. I don't want one either. Especially with the government getting more hands on under the Obama administration.
The whole no credit = risk equation makes no sense to me at all, because the weight of credit doesn't make sense to me at all. I understand the logic behind it, but I think the whole premise that credit > cash/debit/check is an incredibly backwards system.
I don't like the idea of getting a loan just to pay off to get a good credit rating, or even a seldomly used low credit line. That's defeating the whole purpose of what I've been trying to do all these years. Doing something like that makes me feel, um, wrong. Really, really wrong.
I don't even know what I'd get a loan for. Or where/who I should look to get a credit card from. Putting myself in a position to owe someone money just to fit into the system seems unethical.
Standing Wolf:
That's the problem. I only have two carriers to choose from. I have Verizon Wireless or U.S. Cellular. I was excited when Verizon Wireless bought Unicel since I'd be able to choose from some good phones. Unicel basically had the same phones since day one until they were bought out. Verizon Wireless started with more and better phones, and since they bought Unicel, they have added more phones to their roster than Unicel even carried. U.S. Cellular loses reception 15 minutes in any direction from where I'm sitting right now. Not helpful at all.
Question:
Would I run into the same issue if I attempted to purchase a phone and plan through
www.verizonwireless.com instead of going into the local Verizon Wireless store?