Nearly a grand a month for 1 person to get a crappy, high-deductible bronze plan, right?
Yup. Mine's at $800/mo right now for the crappy cheapest Bronze that is HSA acceptable. Strangely, the non-HSA plans are slightly cheaper. You would think that would be the opposite given that people with HSAs would likely be using less insurance.
I know some here may hate me for it, but $800/mo, or $9600 for an annual physical was getting to be too much for me, so I signed up for Your Health Idaho, which with my current MAGI, knocked $500 off the cost for me. If I didn't have all the farm deductions to help the MAGI, I'd still be paying $800/mo. As it is, I have to be careful with my dividends and capitol gains so they don't knock me out, since MAGI is higher than AGI.
In Idaho at least, you can make up to $140K/yr income and get some tax credit.