My 1940-50 Brooklyn Street Paranoia, enhanced by my 1995 Geriatric Paranoia, begs the question: "Where's their money coming from?"
Then, enhanced by my 2003 Internet Paranoia, the further question arises: "Won't they get all your nice phishing information?"
Yeah, I'm crazy, but I'm compelled in 2017 to ask: "What then?"
It's like that LifeLock thing. To monitor your financial situation, they need to know about your financial situation.
What then?
As someone once said, a cat who's jumped on a hot stove will never do it again. Nor will he ever jump on a cold stove, either.
Terry