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Main Forums => The Roundtable => Topic started by: MillCreek on May 28, 2020, 01:19:03 PM

Title: Pay more auto insurance for your green SUV
Post by: MillCreek on May 28, 2020, 01:19:03 PM

This came across in my risk management feeds this morning.  I suspect that if you have one of these cars, your auto insurance will likely go up.  I have read elsewhere that this also applies to Teslas, since there are relatively few body shops certified to work on Teslas, there are almost no aftermarket body repair parts, and it can take quite a while to get OEM parts from Tesla since there are almost no junked Teslas from which to harvest parts.

https://riskandinsurance.com/auto-insurance-green-suvs/
Title: Re: Pay more auto insurance for your green SUV
Post by: cordex on May 28, 2020, 01:50:07 PM
I was worried that my wife's olive drab Escape was going to result in pricier insurance for a moment there.
Title: Re: Pay more auto insurance for your green SUV
Post by: Jim147 on May 28, 2020, 03:02:24 PM
Yeah I was going to tell him o get a red one.
Title: Re: Pay more auto insurance for your green SUV
Post by: WLJ on May 28, 2020, 04:29:49 PM
(https://images-na.ssl-images-amazon.com/images/S/mediaservice.woot.com/8a9f3673-3b4f-4323-a06e-5aaea2e11437._SY441_CR15,0,558,441_.png)
Title: Re: Pay more auto insurance for your green SUV
Post by: Fly320s on May 28, 2020, 05:09:05 PM
And electric/hybrid cars are expensive to work on.  All of those specialty parts that aren't used on other cars.
Title: Re: Pay more auto insurance for your green SUV
Post by: K Frame on May 28, 2020, 06:21:34 PM
Oh, I was about to get pissed, because I just bought a sage green Subaru Forester...
Title: Re: Pay more auto insurance for your green SUV
Post by: dogmush on May 28, 2020, 06:25:37 PM
Quote from: Mike Irwin on May 28, 2020, 06:21:34 PM
Oh, I was about to get pissed, because I just bought a sage green Subaru Forester...

That's a Station Wagon.  =D
Title: Re: Pay more auto insurance for your green SUV
Post by: Jim147 on May 28, 2020, 06:42:45 PM
Hahaha
Title: Re: Pay more auto insurance for your green SUV
Post by: zxcvbob on May 28, 2020, 07:02:03 PM
Quote from: Mike Irwin on May 28, 2020, 06:21:34 PM
Oh, I was about to get pissed, because I just bought a sage green Subaru Forester...

A les-mobile!  :D
Title: Re: Pay more auto insurance for your green SUV
Post by: K Frame on May 28, 2020, 10:36:36 PM
I don't care what the sensible shoe ladies drive.

I'm on myfourth Subaru because they are absolutely *expletive deleted*ing awesome.

Sent from my SM-G960U using Tapatalk
Title: Re: Pay more auto insurance for your green SUV
Post by: Kingcreek on May 29, 2020, 07:37:12 AM
Insurance companies use complex formulas to determine rates. The biggest factor is risk of injury and vehicle repair and replacement cost is actually a minor consideration. Occupant safety and potential medical costs or death are the big ticket factors. They also use things like credit score and driving history to profile the drivers for risk. Where you live and drive also matters