Armed Polite Society
Main Forums => The Roundtable => Topic started by: Perd Hapley on June 16, 2021, 07:36:40 PM
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Somebody hacked my card, and spent $625 at a Fanduel "casino." [ar15]
My credit union caught it pretty quickly, though. I am currently exchanging emails with Fanduel, and they've so far been responsive.
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Does your credit union require you to contact the vendor yourself? That's kinda strange.
I always just report the fraud to my card issuer, they refund me, and do whatever it is that they do on the other side.
What would happen if the casino was unresponsive?
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Does your credit union require you to contact the vendor yourself? That's kinda strange.
I've had my cards jacked a good half dozen times or more, and the CC company handles everything. I'm thinking they wouldn't even want me to meddle with the process and contact a vendor.
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I'm in the middle of the worst ever. My Amazon visa was getting hit with random, small <$20 Amazon purchases that weren't mine. Since they are all the same vendor, Chase didn't detect them and since the amounts and dates are pretty random, I didn't either. Currently I'm waiting for Amazon to look up about 300 charge codes and tell me which ones came from my account, which is taking days.
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I'm in the middle of the worst ever. My Amazon visa was getting hit with random, small <$20 Amazon purchases that weren't mine. Since they are all the same vendor, Chase didn't detect them and since the amounts and dates are pretty random, I didn't either. Currently I'm waiting for Amazon to look up about 300 charge codes and tell me which ones came from my account, which is taking days.
Holy crap, that sucks.
It also reminds me that I need to be better at looking at my CC monthly statements. With all of them paperless, I always just look at the monthly total in the reminder emails I get, and if it looks about right, I just pay it. I'm rarely examining the itemized list like I did when I got paper bills.
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Perd... A guy I know in South City got tagged for over $7k...
He'll pay a bounty. You up?
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I don't know whether it's good luck or what, but I've never had, to the best of my knowledge, a fraudulent charge on any of my various credit cards.
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I have had my cards hacked a few times. Usually the CC company calls or contacts me. Only a couple times have I seen the bad charge first.
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I have had my cards hacked a few times. Usually the CC company calls or contacts me. Only a couple times have I seen the bad charge first.
On my personal cards, the CC company has always called and texted me within 30 minutes of the charge.
When I had an Uncle Sam CC, it seemed like at least several times a year I would have fraud charges on the card - usually for $20 or less, usually to the third world. Though one time somebody bought themselves a top of the line Mac. I don't think the CC company even once called me or questioned a fraudulent charge. I always found them because we had a pretty rigorous standard for auditing our card charges at the end of every month.
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I don't know whether it's good luck or what, but I've never had, to the best of my knowledge, a fraudulent charge on any of my various credit cards.
Ditto. But then, I don't shop online if I can avoid it.
And, since first getting a computer in '98, I have had only one worm/virus issue. :-X
To say I have lived a "charmed life" is putting it mildly ! =D
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Now, even though I first found out about the fraud because my credit union flagged the charges as possibly fraudulent, they required me to fill out a form, in order to contest the charges. That makes no sense to me. I might be storing my monies elsewhere, in future.
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Which credit union is it?
And... Mine sends me a text with every transaction...
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Never had (so far) a hack on a credit/debit card (knock wood).
I did get a card denied once while trying to purchase a gun a couple of years ago. (Ruger Blackhawk, .357 Magnum)
I'd never had that happen before and had no idea what to do about it. The gun store guy suggested calling the number on the card.
Got right through to a customer service drone that told me they had detected fraudulent activity and locked the account. I told them it was a legitimate purchase on my part and the rep unlocked the account and the purchase was processed.
I still suspect it may have been a "gun" issue. At the time there had been a lot of news stories about CC companies trying to freeze out the gun industry.
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I get locked around Christmastime.
I -never- shop at malls. But if I'm doing Santa, there I am, and I'm doing things like buying starbucks for the crew...
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Yeah never hacked but did get denied once. Took two calls to straighten it out. I was in the Caribbean and they seemed to think I was spending too much on whiskey.
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Yeah never hacked but did get denied once. Took two calls to straighten it out. I was in the Caribbean and they seemed to think I was spending too much on whiskey.
That's the problem. In the Caribbean one should be drinking rum.
=D :rofl:
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About 6 weeks ago, we were about half-way across the state in Boonville (home of CMMG and The Black Rifle). We'd been there since Friday, and when I was trying to gas up on Saturday night, I got a call from the same credit union robot about some suspect activity on my debit card. I had to verify multiple purchases before she unlocked the card. Just seemed like odd timing, to me. Also odd, because a year before that I'd spent two days in Clinton, MO, and never had a problem.
Another funny thing was, the only place I could get cell service in Boonville or the surrounding area was right there at that gas station. So it worked out pretty well, that the robot waited to freak out until I was within cell range. [tinfoil]
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That's the problem. In the Caribbean one should be drinking rum.
=D :rofl:
Oh i had plenty of rum also. I came back to KC in sandals with snow on the ground because my feet were burnt from a pirate cruise. Rum makes you dumb.
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I got denied on my Navy Federal card back in 2018 when I was driving out to Iowa.
Stopped for gas in western Ohio around 3:15 a.m. and the card was declined when I tried to pay for the gas, coffee, and some snacks. My phone lit up with *Possible fraud detected, call this number* texts from NFCU, so I called and got it straightened out.
My card usage was about 90% Northern Virginia with 10% up into Pennsylvania. Western Ohio is what tipped it off. That's when I found out that Navy Federal allows you to set up "travel plans" on your card. You simply enter locations (states) where you're going to be, roughly when you're going to be there, and your card won't be flagged.
I set that up in the parking lot at the gas station on my phone. Way easy, and I didn't get flagged again that trip.
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Virtual Credit Cards from Privacy.com FTW!
Love it.
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Got the money back. Feels weird seeing a credit in my account from a bookie. How ever shall I explain this to the other members of the deacons' board?
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Tell them you had a great day at the dog track.
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Wells Fargo has been excellent on fraud detection and disputing. They will also flag purchases out of region so if I travel farther than my two neighboring states I file a travel plan it takes five minutes to do so and they know not to freeze things in those states.
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Never had (so far) a hack on a credit/debit card (knock wood).
I did get a card denied once while trying to purchase a gun a couple of years ago. (Ruger Blackhawk, .357 Magnum)
I'd never had that happen before and had no idea what to do about it. The gun store guy suggested calling the number on the card.
Got right through to a customer service drone that told me they had detected fraudulent activity and locked the account. I told them it was a legitimate purchase on my part and the rep unlocked the account and the purchase was processed.
I still suspect it may have been a "gun" issue. At the time there had been a lot of news stories about CC companies trying to freeze out the gun industry.
Larry, if I may ask, was that card from BoA or one of the other big companies that were denying anything related to guns and ammo a few years ago?
Remember when BoA (among others) would deny credit to both firearm manufacturers and sellers?
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We recently drove from TX to AZ. Called the bank before leaving, told them we were going.
The bank assumed we were flying.
Used a different card to pay for the gas, then made a couple calls while sitting at a gas station in the middle of nowhere, NM.