Again, if the insurance companies want to offer those benefits, then they can offer them. But it should not be required. There should be a bare minimum policy you can buy (IF YOU WANT) that covers major medical (the aforesaid, bus/cancer).
But you should be able to pick the coverage(s) you want, just like car insurance. I can opt for towing, road-side assistance, etc. I should be able to do the same with my health insurance. I see no reason I should be forced to have well baby care and pap smears as part of my plan.
And as far Obamacare needing to replaced with "something". Why do we to replace it with anything?? People seem to have no problem by car, renters, homeowners, disability, and/or life insurance without .gov mandates (and little interference). WHy does Uncle Sugar need to be involved in anyway shape or form with my health insurance. The only thing they should say is that it's portable and can cross state lines.
And yes, decouple it from employee benefits and make it deductible from dollar one. (Whether you itemize or not.)