In my time in Minnesota as a kid, I played lots of hockey.
Sometimes on roller blades, sometimes on ice skates, sometimes in boots over the top of a frozen lake crusted with snow compacted by people driving their cars out to go ice fishing. Hell, in PE at school we'd play indoor hockey with shitty plastic sticks and a racquetball ball, running in tennis shoes.
Never owned any protective gear. Never owned ice skates (I did have roller blades). Just padded up in the winter with about 4-5 layers of clothes, though the -20 degree temps made that obligatory.
High entry cost doesn't stop people from playing hockey.
I expect in about 20 years we'll see more than a few Somali hockey players from Minnesota.