My parents did the forced draft wood stove thing for about 10 years, until their source of cheap labor disappeared (went off to college). Then they had no fun moving all the split and dried wood, so they went the natural gas route.
My hometown in Wisconsin has a volunteer fire department, and my Dad was a volunteer firefighter. Almost every night during the winter he'd either have to respond to a call, or listen on the scanner while another chimney fire lit up in town. Luckily, it was never our house.
We had an external brick chimney, and he was quite paranoid about chimney fires. So Dad had a stainless steel liner installed, and had vermiculite poured between that liner and the brick chimney to insulate it. The stainless chimney insert kept heat pretty well, but he would still run a chimney sweep brush into it on a regular basis. (Think big lead weight attached to a steel bristle brush, operated from the ground by a boat winch capstan feeding steel cable through a cable guide centered over the top of the chimney) So he'd keep that stainless chimney liner fairly clean, but he wasn't happy with just that.
He'd take the access cover out of the bottom of the chimney every now and then, stuff newspapers in there, and light them off. This caused a chimney fire to start, and as the draft effect pulled the flames up the chimney, any residual creosote left after cleaning would light off. It sounded like a jet engine when the fire was at full draft, but because he had cleaned it prior, the fire never got to the stage where it would cause problems. I envisioned the lead weight on the chimney cleaner melting, but the temperatures never got to that point.
Now the natural gas furnace they have installed uses a plain PVC pipe that sticks straight out horizontally from the foundation of the house, emitting steam and not much else. The chimney and liner are still attached to the house, but serve no purpose other than aesthetics.
I believe the stainless liner and vermiculite probably saved Dad a lot of grief. But I also believe his cleaning procedures and occasional small-scale chimney fires did a lot to mitigate later problems, too.