oops, I saw thet title on that one but didn't read, sorry about the dup. Meanwhile the part that gets me the
most is your heirs would only get 1/2 and the gov would keep the REST? NFW in plain English. I gotta talk to my accountant ASAP and see about eating the penalties and getting my $ out of my IRAs.
They already bang your heirs hard with the whopping $255 they get from SS no matter how much you've put in over the years. That's about a half an obit.
This is friggin sickening.