Congratulations, you're an adult now!
When you can look back at things that you 'wasted' money on and start thinking about the future its a big step in maturity.
I can think of tons of really dumb and useless stuff I wasted money on when I was in college.
But then, you're 31, walking out of the coffee shop thinking
Did I really need that $4.00 Caffe Mocha?We still waste money, even as real adults.
Where you're at, with a house and only real bills (car payment, house payment), is a good place. You're what, 22? Not married? House, job, and no stupid credit card debt.
Come up with a better savings plan, but you should still allow yourself to spend money on the things that you enjoy. Otherwise, you end up old and cranky, like some of the aholes I've worked with in my past.