We either weathered out or evacuated from several hurricanes when living in Spacecoast Florida.
The Brevard County Sheriff's Department made it very well known that if they came around with the squad cars broadcasting evacuation orders, you were to leave.
If you chose not to leave, you were on your own. Period.
No ambulances, no police, no fire, no nothing. Your refusal to leave was your death warrant, and there was no legal requirement for emergency personnel to stay and assist stupid people.
Even the cops weren't stupid enough to stick around when a hurricane approached the barrier islands. They evacuated to the mainland, and shut down the causeways when the winds blew over 50mph. One family panicked as the hurricane's eye approached, and attempted to drive across one of the causeways - they were subsequently blown over the side to their deaths in the Intracoastal Waterway below.
Sorry, as far as I'm concerned, if you're so in love with your home as a Category IV-V hurricane approaches that you refuse to leave, then you're just lined up for a Darwin award. Hopefully, they'll have something nice to say about you in the newspaper obituaries.
Our home got serious damage from Hurricanes Jeanne, Frances, and Wilma. Insurance took care of it, but we evacuated for the former two Category IV storms. Wilma was only Category I with no mandatory evacuation, so we rode it out, but it was scary in and of itself.