Howdy all!
A couple of weeks ago I was in a car accident in which I was not at fault whatsoever (older fellow tried to cross four lanes from a standstill in a left turn lane, coming right out in front of me). Dealing with his insurance company has been hellish to say the least, and the agent I was assigned to is a spawn of lucifer. The accident was about two weeks ago, and I've had to have a rental car since then. I'm having a lot of trouble affording, however, the $15 a day insurance that I have to purchase from enterprise, since I didnt' have full coverage on my truck that I could extend to the rental.
I argued with the ins. agent about them paying for it but she regurgitates the mantra that they don't pay for coverage I didn't have before the wreck. What I can't comprehend then is how I can be expected to bear what is for me an extreme out of pocket expense when her client is the only reason I'm in a rental car to begin with.
This being my first and hopefully last car accident, does anyone know if this is the norm regarding the rental insurance? It just seems like an incredibly unholy policy.
I've prayed to every god I've ever heard of that she gets hit by a bus soon and has to deal with an insurance agent as bad as she is. Karma works too slowly.