Just as an aside.
For tax year 2016, the penalty will rise to 2.5% of your total household adjusted gross income, or $695 per adult and $347.50 per child, to a maximum of $2,085.
Talk about perverse incentives. The max penalty is roughly one, maybe two, months of insurance coverage for most families with the new rate hikes kicking in.
Why do I have a feeling that the D's* will propose that if you don't get private insurance, then if you pay the "penalty" each year, you'll be "covered" under the new single-payer scheme.
* It will be called "The Hillary Option to Obamacare". Of course the D's need her to win and have long coattails...
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