I knew you knew I would go there.
Actually, I do about the same thing as bluestarlizzard. I keep my wallet and keys on a chain hooked to my belt, and a lot of other goodies in a belly pack I bought six or eight years ago
I leave it in the car when shopping.
Goodies: small first aid kit, checkbook, cell phone (always off anyhow), notebook, pen, small flashlight, 5-shot speedloader for my J-frame, a real camera (not part of cellphone camera), JIC bus schedules, cigarette lighter (even though I quit smoking), &c, &c, &c.
I haven't actually put that belly pack around my waist in years.
Call it a murse, a purse, a man-pack, or anything you care to, even a fag bag. I don't give a soft steaming turd in the snow as long as my J-frame is in my pocket.
Terry