Hip replacement costs

[MillCreek]

So the bills are coming in, and it looks as though the total cost is going to be just over $ 92,000.  $ 3600 for the surgical fee and $ 88,000 for the hospital.  On the plus side, the salvage value for my corpse has gone up if they can recover the titanium parts.

[Nick1911]

Is your private insurance going to eat most or all of it?

[MillCreek]

Is your private insurance going to eat most or all of it?

Yes. I am probably going to end up paying around 10%.

[RoadKingLarry]

When I had mine done 3 yeas ago I was out of pocket about $10K. That was insurance out-of-pocket/deductible, prescription co-pays, physical therapy co-pays and the 5 days pay that my short term disability didn't cover and my wife's missed work time taking are of me. As well as miscellaneous incidentals that the insurance didn't cover.

[Brad Johnson]

Any discounts for offering the pay the amount immediately and in full? From what I can tell, a lot of billing is designed around people making installments (or not paying at all).

Brad

[MillCreek]

Any discounts for offering the pay the amount immediately and in full? From what I can tell, a lot of billing is designed around people making installments (or not paying at all).

Brad

Not that I saw.  The bill payment notice came via MyChart, and I was able to conveniently pay the entire amount via credit card.  They did have a payment plan option, but I did not click on that.

[RoadKingLarry]

Any discounts for offering the pay the amount immediately and in full? From what I can tell, a lot of billing is designed around people making installments (or not paying at all).

Brad

Sometimes that is a bad joke. My insurance denied payment on part of my last shoulder surgery. My bill for the denied part was just shy of $13K. If I couldn't pay all at once they generously offered to let me make 12 easy payments of $1100 a month.
I fought with the hospital, the insurance and the doctors office for several month to no avail, but the hospital did finally grant me a 70% self pay discount.
I could have paid that amount in full but I'm dragging it out on a monthly no interest payment plan just to make them wait for the money.

[MillCreek]

Out of my total cost, I am honestly surprised the surgical cost by the orthopedist is so low.  One preop visit, two post op visits, a 3.5 hour surgery and rounding on me for both hospital days.  I am sure that the actual billed cost was higher, but a big chunk was sliced out due to the clinic being a preferred provider with Regence. 

[Jim147]

Sounds like it costs an arm and a leg.

[dogmush]

$10k doesn't seem that bad for an extra 20 or 30 years of not being in a wheelchair.