I don't plan on driving the truck in bad conditions, but even in "good" conditions, the roads between my house and town or the highway can have icy patches, so it's more a precaution thing if I have to run to the Home Despot or something that I can't do with the 4Runner. I have that rear axle lock thingy (it auto shuts off at like 25mph though) for my F150, and also carry both a shove and a set of Autosocks in it.
Nobody here drives, or even sells, apparently, 2WD trucks, and a while back I was thinking about selling my F150 and getting a 4WD F150. A great advantage to the 4WD F150, even over my offroad beast 4Runner, is that it has a fulltime 4WD setting, so if I'm in those situations where it's mostly good road but you can hit some icy/snowy areas, you're good to go. The 4Runner only has part time 4WD, so I'm often turning it on and off, and that's just if I see a problem area. That doesn't help much with stuff like black ice.
If I were prescient, I would have mad the swap at the beginning of the covid, when between the popularity of used trucks, and the crazy incentives Ford was giving, even losing some dough because of the 2WD, I could have put myself in my identical setup except 4WD for a few thousand dollars. Those days are over for a while.