So, Sandy and I are 56 years old, and we are sitting here feeling broke. House needs repairs, tractor needs a battery, bills need paid, projects need finished. Business hasn't been good at all this year, and the last one that gets paid is me, of course.
Then we look around at people we know. They have newer cars, 4-wheelers, give big Christmas gifts to their kids. Us, our cars are older, but well-maintained, and paid off. I have a decent gun collection and four John Deeres, all paid for with cash. We have a decent retirement plan set up, we won't be rich, but we will eat.
But we are broke.
The answer? Our friends use credit cards, we don't. We don't owe a dime, except for the house, and it will be paid off about 14 years early.
So, we are doing it all wrong. I want a new truck, four wheeler. Sandy wants some diamonds and some fancy clothes.
We are going on a shopping spree with credit cards. I know it's OK, because everybody else does it. Heck, it's the American Way.
See Y'all later, I'm gonna buy a whole buncha stuff.