Barbara,
If one thinks about it, just about every one of us is a major illness or major accident away from disaster. The only ones who are not are the mega rich, and they, I suspect, though not broke financially, would be in other ways.
I know a guy that wrote some software a few years ago and parleyed that talent into several million dollars. He blew out his back shortly thereafter and spends much of his time imoble and in a drug induced stupor due to pain.
I have learned, rather recently actually, the value of the mundane. Waking up in the morning and putting on the cloak of daily activities for the purpose of enjoying them, no matter what they are, can be a source of contentment. You are not alone.
You have the greatest gift a person can have; a family that loves you, that you can love, and the respect and comradeship of friends.
There are many reasons why we find ourselves in the position we do from time to time. Most of the time the reasons used to explain that situation are too broad and sweepingly generic to apply to any of us, individually. Trouble is, we are always trying to put ourselves into a slot. Sometime, maybe, there are no slots and we must be content with being special. I sense you are special, my friend. Run with that.
As a Christian, I have a book of Wisdom that is available. Whether you are a believer or not (I know you are intrigued with Islam), there is a lot in my book that brings me solace. (and I suspect anyone looking for direction) But one especially is germain to daily life. If you can find a bible somewhere, look up the book of Jeremiah, chapter 17, verses 5-8. That is what keeps me going every day; sometime with a smile, sometime with determination; but always with absolute confidence.
Cheers,
grampster