Um, you know, I've been wondering where MY letter is. Wasn't this supposed to involve the information of EVERYONE who has been discharged since 1976? My discharge was 1990, so where is my letter? Oh well, I read it involves everyone and I'm an ex-banker so at least I have some idea what I need to do to protect myself and I don't really need this letter to tell me, but not everyone has such knowlege. How many other people who need their letter have yet to receive it also?