Last night went to do laundry and noticed the carpet was damp. Looked around the washer and dryer and nothing was wrong, then I looked up. The paint is sagging on the ceiling... not good. Of course it rained like crazy yesterday.
I touch it and put my finger through the sheet rock. No more water comes out but clearly there is a problem here. I knock out some more ruined sheet rock and poke around wtih a flashlight but don't see anything.
Today I need to get up on the roof in daylight and see if there is anything obvious I can quick patch with some silicon to head off any further damage. This is at a minimum going to be a bunch of sheet rock work/mold remediation along with some roofing repairs. I'm waiting for a call back from the adjuster.
The roof is less than 10 years old and under warranty. I have a feeling my insurance is going to tell to pound sand though since water damage is not covered unless a covered event caused the access. edit - read that wrong, that exception is only for personal property. The only damage to my stuff is the washing machine got slightly damp.
Fun times.