I'm getting away from swiping card, and just pay with my phone most of the time. Way easier.
Yep, same here.
These days about the only places I actually use the chip on my card is at Walmart (why they don't have scanner terminals for phones is beyond me), Seren's day care, and the gas station.
Hell, I got to the grocery store the other day only to discover that I had ZERO forms of payment on me other than my phone.
I didn't have my wallet on me, so no credit cards or cash.
I also forgot to put my ID folder in my pocket. I keep my driver's license and a separate credit card in there, sometimes along with a couple of $20 bills as a backup.
I only had my phone, which is connected to my primary credit card with Samsung pay.
I'm just glad that I didn't need gasoline.